Book Name

Money: A Love Story by Kate Northup



One Line Summary

Woman tells all about going from debt to riches in one year!

The Setup

One big area that I’m really focusing on in my life right now is my finances. It has become really important for me that I get this handled because I’m at a point where it’s definitely handicapping me from moving on my purpose. So the next book I decided to read on this process is Money: A Love Story by Kate Northup.

I resonate with Kate a lot. Like me, she grew up in a relatively wealthy family and never had to experience lack with money. And like me, she found herself in a lot of struggles with her finances as an adult.

The short version of Kate’s story is that while running a successful multi-level marketing business with her mom, she found herself in $20,000 of credit card debt. Ironically she was spending much of her time teaching women how to achieve financial freedom.

This personal incongruency eventually led Kate to making a massive shift in how she interacted with money. In a couple of years, she cleared all her debt and lives in financial freedom. This book is the result of everything she has learned.

Why it’s Awesome

There’s a lot of books out there that can teach you the abc’s of how to handle your financial life. But there are far less that are focused on you becoming more aware of your destructive habits.

Awareness is key to changing anything in your life. For instance, if you don’t see how you rationalize cheating on your diet when get on low sleep, you’ll just keep doing it. You have to SEE and experience the whole process happening to put the pieces together.

That’s what this book is focused on. Kate is trying to get you to become money conscious.

It’s an interesting blend of spirituality and practical financial wisdom. Here are some of my highlights:


This book is filled with practical exercises. I wanted to mention that because this is not a book you are just going to read, it’s an active process. The exercises are where your biggest growth will be.

One big one for me was the writing out of your current “money story”. Basically what this means is that you’re going to sit down and journal your entire life experience around money up until now. Just doing something as simple as that can gain you a lot of awareness.

Money = Self Worth

This is a harsh one, but Kate makes a direct link between money and self-worth. When you don’t value yourself, you make all sorts of poor decisions when it comes to money.

An easy example would be underpricing your business services. Or being afraid to ask for that raise at work when you know its due. All these things are directly related to how you see and feel about yourself.

Personally, I think it’s more complicated than that. You can have high self-worth in one area in your life and not as much in another. And I’ve definitely seen people become rich driven almost entirely by low self-esteem.

Still, there’s no doubt there’s a link between the two. So this passage was definitely eye opening.

The Biggest Limiting Belief

One of the biggest limiting beliefs that Kate covers in this book is the link between spirituality and money.

There has always been this subtle, and sometimes not so subtle, link between money being incongruent with spirituality. You could look at the Bible, which has quotes like “love of money is the root of all evil” and “its easier for a camel to go through the eye of a needle than for someone who is rich to enter the kingdom of God”. But Kate disagrees.

Kate argues that this money is actually inherently spiritual. As a system of value exchange, more money means that you have provided more value to more people through service. It’s something that flows to you as you become more aligned with who you really are.

This is really important because I see people in the personal development world making this error in judgment all the time. Money is seen as “less than” or “unimportant”. Even if that was true, look how easy of an excuse that is for people who simply don’t want to deal with their finances.

Why Does It Suck

This book is heavily geared towards women so men may not resonate with it. Personally I don’t give a shit, I’ll learn from anyone who has good things to say. But at the same time, if you’re a dude there’s a chance a different teach will be better for you.

The Wrap Up

Really important and PRATICAL book for fixing your money story. By combining this with books like It’s Not About The Money, The Richest Man In Babylon and Money: Master The Game, you’ll be well on your way to becoming a Pro around money.

Get Out Money: A Love Story Here On Amazon! (Affiliate Link)